Apple Pay is a convenient and secure way to make payments on your iPhone, Apple Watch, or iPad. But what happens when Apple Pay stops working? There are a few reasons why this might happen, and we'll go through them one by one.

1. Check Your Internet Connection!
If you're trying to use Apple Pay in a store, make sure you have a strong internet connection. Apple Pay relies on your phone or watch to communicate with the payment terminal, so a weak or nonexistent signal can cause problems.

2. Ensure Your Phone or Watch is Near the Payment Terminal!
When you're trying to pay with Apple Pay, you need to hold your phone or watch close to the payment terminal. If there's too much distance between the two devices, the payment won't go through.

3. Verify Your Card Is Still Active!
Sometimes, Apple Pay stops working because the card you have linked to it is no longer active. This can happen if you've canceled your card or if it's been lost or stolen. Check your account to make sure your card details are still valid.

4. Make Sure Your Card Is Set Up Properly!
If you've recently added a new card to your Apple Pay account, you need to activate it before you can use it. Open the Wallet app, select the card, and tap the "Activate" button.

5. Ensure Your Phone or Watch Is Updated!
Apple Pay may not work correctly if your phone or watch is running an outdated version of iOS or watchOS. Make sure you've installed the latest software update.

6. Try Turning On and Off Apple Pay!
Sometimes, all it takes to fix a problem with Apple Pay is to turn it off and then back on again. To do this, go to Settings > Wallet & Apple Pay. Tap on the "Apple Pay" button and then toggle the switch to "Off." Wait a few seconds and then toggle it back to "On."

7. Uninstall and Reinstall Apple Pay!
If you're still having problems with Apple Pay, you may need to uninstall and then reinstall it. To do this, go to Settings > Wallet & Apple Pay and tap on the "Apple Pay" button. Tap on the "Remove Card" button and then confirm that you want to remove the card. Once the card has been removed, tap on the "Add Card" button to add it back to your account.

8. Reach Out to Apple Support!
If you've tried all of the above steps and Apple Pay is still not working, you may need to reach out to Apple Support. They will be able to help you troubleshoot the problem and get Apple Pay working again.

FAQs:

1. Why is my Apple Pay not working on my iPhone?
   Many reasons lie behind that, for example, weak internet connection, inactive card linked to Apple Pay, and outdated iPhone software.

2. Why is my Apple Pay not working at Walmart?
   If you're unable to use Apple Pay at Walmart, ensure your card is linked to your Apple Pay account and activated. Activate the card if it's recently added to your Apple Pay account. Furthermore, check if your iPhone is updated to the latest software version.

3. Why is my Apple Pay not working on my Apple Watch?
   Ensure that your Apple Watch is updated to the latest software version, ensure your card is linked appropriately to your Apple Pay account, and ensure that your Apple Watch is close to the payment terminal when paying.

4. Why is my Apple Pay not working with my bank?
   Firstly, confirm that your bank supports Apple Pay. Next, ensure your card is successfully linked to your Apple Pay account and activated. Activate the card if it's recently added to your Apple Pay account. Lastly, verify if the card is still active.

5. Why is my Apple Pay declining?
   There could be various reasons why Apple Pay declines, including:

• Insufficient funds in the linked account.
• The card is expired or inactive.
• The card issuer has blocked the transaction.
• The merchant doesn't accept Apple Pay.
• iCloud communication is weak or unavailable.
• Outdated iOS version or outdated Apple Pay app.
• Incorrectly linked card or a recently added card that needs to be activated.